Personal Loans

Take the middle man out of your lending experience. With MetaBank, you deal directly with a local lending expert, and your loan is kept in-house. We’re here for you. You can expect a quick turn-around on your credit application – we guarantee a next-day credit decision response. Plus, you can enjoy the convenience of keeping your financial accounts in one place.

CD-SECURED LOANS

Offer you the flexibility and freedom to:

  • Make personal purchases, from home projects to medical and other unexpected expenses
  • Use your existing MetaBank CD as collateral to secure your loan
  • Save time and money with automatic payments
  • Select term of the loan up to but not to exceed the CD maturity date
  • Receive immediate electronic notifications – payments received, past due payments, loan maturity and more! 

AUTO LOANS

Offer you the convenience and simplicity to:

  • Enjoy local financing that’s a phone call away – avoid dealer-chosen, out-of-state lenders
  • Feel secure that your info is only reviewed by MetaBank – dealers may allow your credit info to be analyzed by third parties
  • Save time and money with automatic payments
  • Select a loan amount, for either 90% of the purchase price or 100% of the National Automobile Dealers Association (NADA) average trade-in value – whichever is lower
  • Receive immediate electronic notifications – payments received, past due payments, loan maturity and more! 

READY RESERVE LOANS

Offer you the reliability and protection to:

  • Enjoy the convenience of a line of credit that kicks in automatically to cover overdrafts
  • Save time and money with automatic payments
  • Skip renewals and extensions – there’s no stated maturity date
  • Enjoy a line of credit between $300-3,000 (based on credit history) attached to your checking account
  • Contact your banker to draw directly from the line of credit
  • Receive immediate electronic notifications – payments received, past due payments, loan maturity and more!