Your bank, your home

Home Mortgages

MetaBank’s Home Mortgage program lets you choose your speed – from 5- to 30-year terms * – and allows you to set your goals for your own life situation. Purchase your home, set your own debt-free date and refinance your loan without adding time between now and your payoff date.


  • Standard option for a home purchase
  • Free pre-qualifications tell you what you can afford
  • Personalized service helps you iron out the details
  • Rates, fees and closing costs included in competitive package
  • Receive electronic notifications  


  • For utilizing equity accumulated since home purchase
  • Used to pay off an existing home loan
  • Ideal for obtaining a low interest rate
  • Option for reducing the number of repayment years
  • Able to consolidate other debt, including car loans or credit cards
  • Receive electronic notifications

*23-Year Fixed-Rate Mortgage Example:  The monthly payment on a $160,000 loan at 4.00% interest rate is $887.60.  The Annual Percentage Rate (APR) is 4.179%.  Payment does not include taxes and insurance premiums, if applicable.  Actual payment obligation may be greater.  Offer is subject to credit approval up to 80% loan-to-value.  A 20% down payment may be required.  Hazard and, if applicable, flood insurance required.  Consult your tax advisor regarding deductibility of interest. 

MetaBank NMLS: 441991