Your bank, your home


Fixed Rate and Payment Schedule

  • Receive a fixed term and rate
  • Use for home improvement projects
  • Consolidate debt for easier money management


Leveraging Your Home’s Equity

  • Have credit available when you need it
  • Consolidate debt for easier money management
  • Obtain multiple advances for any purpose
  • Choose flexible repayment options

*The Introductory APR (Annual Percentage Rate) that will apply for the six-month period after opening the account is determined by our underwriting standards and applicant’s creditworthiness. The APR that will apply after the introductory period ends is variable and based upon Prime Rate (the index) as published in the Wall Street Journal, subject to a minimum APR of 4.50%. As of 2/13/18, the Introductory APR for home equity lines of credit is 3.99% APR. Higher rates may apply for loans with LTV (Loan-to-Value) ratios of more than 80% or not meeting MetaBank’s underwriting standards for this offer. Automatic payments from a MetaBank checking account are required, or the rate may increase by 0.50% for the introductory period and remaining term of the loan. Existing MetaBank home-equity-line-of-credit customers must increase their credit line limits by at least 25% to be eligible for this offer. The rate will not vary above 21.00% APR, or applicable state law, or below 4.50% APR after introductory period. Account-opening fees may range from $306 to $900. Offer is subject to standard credit-underwriting practices and applicant creditworthiness. APRs and product terms are subject to change without notice. Hazard and, if applicable, flood insurance required.

MetaBank NMLS: 441991
Equal Housing Lender. Member FDIC.
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