Business Loans/Credit Lines

Need a banker who's hands-on, experienced and available to you 24/7? Our business lenders offer their best advice as your trusted advisors throughout your MetaBank experience, including an annual review of your current growth and future goals. We provide valuable tools for your commercial real estate, construction, investment and working capital needs, and we work closely with you to ensure you're making the most of your financial services.

COMMERCIAL REAL ESTATE LOANS

Flexible, creative financing for your property:

  • Opt for permanent financing for owner-occupied or non-owner-occupied properties
  • Receive competitive interest rates based on the product and term
  • Select from Small Business Administration (SBA) 504 loans offered through national and local organizations
  • Expect a quick turn-around on decisions

COMMERCIAL CONSTRUCTION LOANS

Building on your future:

  • Expand your business footprint for future growth
  • Select from long-term or flexible loan terms at competitive rates
  • Request interest-only payments during construction
  • Expect a local review of the construction process

TERM LOANS

Efficient and easy financing:

  • Meet your business's machinery and vehicle needs
  • Receive competitive interest rates based on the product and term
  • Consolidate other debt obligations to improve cash flow
  • Match your terms to your loan purpose and financing preference

WORKING CAPITAL LOANS

Spending power for growth:

  • Manage the needs of a new or expanding business
  • Receive competitive interest rates based on the product and term
  • Select from SBA loans that assist with new businesses

REVOLVING LINES OF CREDIT

Optimize your cash flow:

  • Meet short-term inventory and accounts receivable needs
  • Receive competitive interest rates based on the product term
  • Advance and repay as needed – just a phone call or click away
  • Sweep from an available deposit account